National Cooperative Housing Federation of India
The National Cooperative Housing Federation of India (NCHF) is the apex organization of entire cooperative housing movement in the country. It is engaged in promoting, developing and coordinating the activities of housing cooperatives since its inception in the year 1969. In the year 1969-70 when NCHF came into being, there were only 16308 primary housing cooperatives in the country with a membership of 11.1 lakh. At the grass root level there are now about 92000 primary housing cooperatives with a membership of over 65 lakhs. These primary housing cooperatives are supported by 26 apex cooperative housing federations at state level, which are affiliated to NCHF. As on 31st March, 2008, these apex federations have raised loans amounting to about Rs. 9912 crores from funding institutions like LIC, NHB, HUDCO, cooperative banks, etc. and in turn disbursed Rs. 10440 crores to their primaries as well as individual members for the construction of 23.67 lakh dwelling units. A recent study of NCHF has established the fact that 11 out of every 100 houses which have been constructed in the country by all types of institutions in the public, private and cooperative sector have been facilitated by housing cooperatives.
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NCHF has made good head way in promoting and strengthening housing cooperatives and it has assisted a number of States in the matter of setting up of State level cooperative housing federations. At the time of registration of NCHF, the number of apex federations was only 6 which have now increased to 26. It has also made a number of initiatives for augmenting the flow of funds to housing cooperatives from various funding agencies like LIC, NHB, HUDCO etc.
It is also publishing regularly a monthly journal called `NCHF Bulletin’, monthly newsletter ‘Housing Voice’ and a half yearly Hindi Patrika called Sahakari Avas, Books and Study Reports.
It has also developed a Training and Research Cell which is organizing periodically many need based training programmes and conducting studies for improving the knowledge and managerial skills of the personnel of housing cooperatives so as to bring efficiency in their working. So far NCHF has organized 75 training programmes and undertaken 25 Research Studies on various aspects of cooperative housing.
It has also been organizing conferences/seminars to discuss various issues faced by housing cooperatives and through these activities have helped in tackling the problems of housing cooperatives functioning at different levels. So far NCHF has organized 75 such events. Besides, NCHF also organizes once in every two years, a National Cooperative Housing Congress which is the highest forum for reviewing the working and progress of cooperative housing movement. NCHF has organized 14 Congresses at different places in the country.
TWO MILLION HOUSING PROGRAMME
The Government of India launched a Two Million Housing Programme in the year 1998-99 and assigned a target of providing one lakh housing units each year to the cooperative sector. Under the umbrella of NCHF cooperatives have taken up the task in a determined manner, and as a result, they have constructed/financed 8.87 lakh housing units during the first 10 years of the implementation of the programme.
In order to meet the specialized needs of housing cooperatives NCHF drafted a Model Cooperative Housing Societies Law which has been approved by the Ministry of Law and the Ministry of Urban Employment and Poverty Alleviation. The above Model Law has been sent to State Governments and Union Territory Administrations for adoption keeping in view the local conditions and requirements. The States of Delhi, Goa, J&K and Madhya Pradesh have included a Special Chapter on Housing Cooperatives in their existing Cooperative Societies Acts.
NCHF has also been propagating application of cost effective and quake resistant construction technologies and materials so as to make the houses more safe and affordable to members of housing cooperatives. At the instance of NCHF, the Registrar of Cooperative Societies in the States of Andhra Pradesh, Delhi, Goa, Gujarat, J&K, Madhya Pradesh, Rajasthan and Uttarakhand have issued orders to housing cooperatives of their respective States for making provision for Structural Audit in their bye-laws. NCHF has also brought out ‘Guidelines to Housing Cooperatives on Safety Against Earthquakes’ under the Technical Support of BMTPC.
DOCUMENTATION CENTRE
A Documentation Centre on Cooperative Housing has been set-up in NCHF Secretariat which serves as a single window for all data/information on cooperative housing institutions and their housing activities besides being a store-house for reports, publications and reference documents, Acts, Rules and Regulations relevant to cooperative housing.
FUTURE
EVENTS
It is proposed to organize a training programme on ‘Financial Management for the Senior Personnel of Housing Cooperatives’ at Gangtok, Sikkim during the month of October, 2009.
Further details may please be obtained from NCHF Secretariat.
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